The right loan program for your Colorado home.
We broker every major loan type — matching your goals, credit profile, and property to the lender and program that fits.
Eight loan programs, one local team.
Not sure which fits? Call us at 303-562-6255 and we'll walk through your options.
Conventional
A standard mortgage not backed by a government agency, typically offering competitive rates for borrowers with solid credit.
- Down payments from as low as 3%
- No upfront mortgage insurance premium
- Flexible for primary, second, or investment homes
Best for: buyers with good credit and steady income
FHA Loans
Insured by the Federal Housing Administration, FHA loans make homeownership accessible with lower credit and down payment thresholds.
- Down payments as low as 3.5%
- More flexible credit requirements
- Available for purchase and refinance
Best for: first-time buyers and moderate credit scores
VA Loans
Guaranteed by the Department of Veterans Affairs for eligible service members, veterans, and surviving spouses.
- Zero down payment for eligible borrowers
- No private mortgage insurance required
- Competitive, VA-backed interest rates
Best for: active-duty, veteran, and military families
USDA Loans
Backed by the U.S. Department of Agriculture for eligible rural and suburban Colorado properties.
- Zero down payment in eligible areas
- Reduced mortgage insurance costs
- Income limits based on area and household size
Best for: buyers in USDA-eligible Colorado communities
Jumbo Loans
For loan amounts above conventional conforming limits — common in Colorado's higher-priced mountain and metro markets.
- Financing above conforming loan limits
- Fixed and adjustable-rate options
- Tailored underwriting for larger loan sizes
Best for: luxury homes and higher-value properties
First-Time Buyer Programs
Specialized programs and down payment assistance options designed to get first-time Colorado buyers into a home sooner.
- Low down payment options
- Down payment assistance program guidance
- Education on the full buying process
Best for: buyers purchasing their first home
Cash-Out Refinance
Replace your current mortgage with a new, larger loan and receive the difference in cash — for renovations, debt payoff, or other goals.
- Tap built-up home equity
- Consolidate higher-interest debt
- Fund renovations or major expenses
Best for: homeowners with meaningful equity built up
Investment Property Loans
Financing for rental and investment properties across Colorado, from single units to small multi-family buildings.
- Single-family and multi-unit financing
- Options for rental income qualification
- Portfolio guidance for repeat investors
Best for: buy-and-hold and rental property investors
From Denver rowhomes to mountain-town cabins
We'll help you choose — no pressure, no jargon.
Every borrower's situation is different. We'll review your income, credit, down payment, and goals, then walk you through which program actually makes sense — sometimes it's more than one option worth comparing side by side.
Have questions about a specific program?
Call 303-562-6255 or email gil@strongfg.com — we respond to every inquiry personally.